Welcome to PMK HOME & LOAN ADVISOR. By accessing or using our services, you agree to be bound by the following terms and conditions. Please read them carefully before using our website or services.

1. Introduction

These terms and conditions govern your use of our website and services provided by PMK HOME & LOAN ADVISOR. By using our services, you agree to comply with and be bound by these terms and conditions.

2. Services Provided

PMK HOME & LOAN ADVISOR offers the following services:

Loan advisory and processing services from various banks including HDFC, BOB, SBI, ICICI, Axis, etc.
Luxury home and flat deals.
Real estate advisory services.

3. Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you are at least 18 years old.

4. Loan Advisory Services

PMK HOME & LOAN ADVISOR acts as an intermediary between clients and banks.
We provide information and advisory services to help clients obtain loans from partnered banks.
The final decision to approve a loan rests solely with the respective bank.
PMK HOME & LOAN ADVISOR is not responsible for any delays, rejections, or issues arising from the loan application process.

5. Real Estate Services

We provide listings and deals for luxury homes and flats.
All property information provided is based on data received from property sellers and developers.
PMK HOME & LOAN ADVISOR does not guarantee the accuracy or completeness of property information.
Clients are advised to conduct their own due diligence before making any property purchase.

6. Fees and Payment

PMK HOME & LOAN ADVISOR may charge fees for certain services. These fees will be clearly communicated to you before you use the service.
Payment terms will be agreed upon before the provision of services.
All fees are non-refundable unless otherwise specified.

7. Confidentiality and Privacy

We are committed to protecting your privacy. Our Privacy Policy, which explains how we collect, use, and disclose your information, is incorporated into these terms by reference.
By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

8. Limitation of Liability

PMK HOME & LOAN ADVISOR will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of our services.
We do not guarantee the accuracy, completeness, or timeliness of any information provided on our website or through our services.
You agree to use our services at your own risk.

9. Indemnification

You agree to indemnify and hold harmless PMK HOME & LOAN ADVISOR, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our services.

10. Changes to Terms and Conditions

PMK HOME & LOAN ADVISOR reserves the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitute your acceptance of the new terms and conditions.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of [Your Country/State]. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of [Your Country/State].

12. Contact Information

If you have any questions or concerns about these terms and conditions, please contact us at:

• PMK HOME & LOAN ADVISOR
•  D-115, R.K.CASTA,NEAR HILLING TOUCH HOSPITAL, STATION ROAD, BHARUCH,Gujarat,392001
•  9824499410
• pmkhomeloan@gmail.com

Acknowledgment

By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.